Travel insurance for Over 60
Finding decent travel cover once you get into your sixties can be a challenge, especially if you are going away for a long time.Listed below are a range of travel insurance providers for the people aged over 60 so for anyone aged 61,62,63,64,65,66,67 and beyond that.
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Alpha Travel Cover Insurance
Up to £250 total valuables limit to replace your stolen or damaged items and cover your watches and sunglasses
- Single Trip & Annual Multi-trip policies to age 99
- Optional cover for over 2,000 medical conditions
> Get a quote from ALPHA COVER
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Good to Go (no age limits)
At goodtogoinsurance.com there are no age limits at all on our single trip travel insurance. So your age won't be a barrier to getting insurance for your holiday - whether you are over 65, over 80 or over 90!
Quotes from £14.99
> Get a quote from GOOD TO GO
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TRAVEL MEDICAL 4 INSURANCE (covers up to 99 yrs)
TI for Med offer a great choice of policies to suit both the way you like to travel as well as your pocket. Use the links below to get an instant quote for your Single Trip, Annual, Long Stay, Winter Sports or Cruise travel insurance.
Quotes from £16.00
> Get a quote from the INSURANCE 4 MEDICAL
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Explorer (no age limits)
If you are aged over 65 years or have pre-existing medical conditions, Explorer Travel Insurance can help with our Platinum policy.
Quotes from £14.99
> Get a quote from EXPLORER
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Columbus Over (no age limits)
Columbus will cover you all the way into your nineties! Now theres a thing!
Quotes from £9.00
> Get a quote from COLUMBUS
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Just Travel (no age limits)
Just travel pay particular attention to pre-existing medical conditions and goes the extra mile to cover as many of them as possible.
Quotes from £19.32
> Get a quote from JUST TRAVEL
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Explorer (no age limits)
If you are aged over 65 years or have pre-existing medical conditions, Explorer Travel Insurance can help with our Platinum policy.
Quotes from £14.99
> Get a quote from EXPLORER
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Annual Travel insurance over 60 - up to 90 days a trip
Multi Trip Travellers over 60 can benefit from annual travel insurance not over 90 days a trip. Annual travel insurance, providing cheap comprehensive cover is available for holiday insurance including the over 65 with or without medical conditions. Family cover is also available.
Typically, for annual travel insurance the maximum cut-off age for the elderly is 60 and very few online companies offer premiums once the policyholder is a senior citizen over 80, still less if over 85. Annual travel insurance covers any number of trips, with the proviso that the maximum length does not exceed a specific period. This is usually 31 days although the Redwood Travel Insurance offer cover of 31, 45, 60 or 93 days up to 74. Normally including some winter sports, however these are usually removed for the elderly. There are typically 3 specific regions: Europe (which may extend to cover some non-european countries with a Mediterranean coastline ), Worldwide excluding USA (Usually also excludes Canada and the Caribbean) - which includes journeys to such countries as Australia, New Zealand, South Africa etc, and Worldwide travel (including USA).
Since annual travel insurance policies, even for the over 75, last for 12 months (and may be renewable), underwriters have to allow for possible changes in medical conditions over the year and overall health as the traveller enters their golden years. Hence the high premiums. Insurance underwriters also should be advised of changes in medical conditions if so requested under the policy wording (see below for problems this causes).
It is expedient the over 75 should research the insurance costs of single trips when considering the options. Unless many long holidays are being planned, in many cases several single trip travel insurance policies may be more economical over all for the senior citizen. This is probably true should only one trip outside Europe be anticipated as Worldwide extensions are expensive.
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